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Although land was the preferred sector in pre-industrial times, this study shows that an increasing amount of capital was invested in private credit networks, which offered higher returns with limited risk, as these loans were always backed by collateral. Thanks to the service provided by notaries, who operated as informal financial intermediaries, investment in the credit market became accessible even to those unfamiliar with financial activities, including small landowners, artisans, and women. Since both contract types were automatically terminated at death, they required relatively low investments and were ideal for securing an income in money or in kind during one’s final years.
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These provide ample evidence of an active capital and land market in rural areas, which offered various ways of saving and investing money. In Bologna during the communal period (1288–1327), loans seem to have been an investment reserved for the elite of the ruling pars; by contrast, some additional data on loans to the commune during the period of the Visconti lordship (1350–1360) seem to indicate how this form of financing was a way to make the Bolognese participate in the redistribution of public money through the interest received on the loans. In many cases, people did not rely on a single financial institution, but used a variety of financial intermediaries and strategies, each with its own advantages and disadvantages. Borrowing and lending activities were not limited to formal capital markets, but also included informal financial transactions within social networks.
Starting from the initial founding in 1926, it includes the post-war re-founding and reorientation of the Institute, its redirection in the new millennium casino-nic-au.net through 2018, and describes the changing economic, political, and scientific contexts of the times. This title documents the history of the Rhenish-Westphalian Institute for Economic Research (RWI), re-founded in 1943 as the “Western Division” of the German Institute for Economic Research. For the first time, this richly sourced corporate historical study examines in depth the marketing strategies of West German weapons producers during the Cold War. For the first time, based on extensive source materials and archival data collections, the study traces the planning and implementation of government subsidies for industry and analyzes their differential impact on growth and structural change in the Italian economy.